THE BUSHORN FIRM | cbushorn
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1. THE BASICS A federal law known as ERISA (Employee Retirement Income Security Act of 1974) is a complicated and comprehensive law that sets minimum standards for retirement and welfare benefit plans in private industry. ERISA does the following: Requires plans to provide participants with information about the...

MEDICAL CONDITIONS AND PLAN LIMITATIONS, PART 1—Pre-Existing Conditions and Mental Health Limitations Most long term disability plans contain limitations concerning the type of illness or injury that you have which could affect your claim. This article will discuss two of those limitations: "pre-existing" conditions  and mental...